Frequently Asked Questions

The G-INFO database has an estimate of the minimum insurance requirements, in SDR’s and Pounds Sterling, based on the maximum take-off weight of the aircraft and the maximum number of passengers carried. You may advise the CAA of a lower maximum number of passengers carried and this lower figure will be used as the basis for estimate.

SDR means “Special Drawing Right” as defined by the International Monetary Fund. The full description of the SDR can be found at the IMF website. Briefly, the SDR serves as the unit of account of the IMF and some other international organizations. Its value is based on a basket of key international currencies. The SDR is already in use in international regulations covering mandatory aircraft insurance for public transport aircraft.

To view the current conversion rates from SDR’s to other currencies and vice versa see the the IMF website SDR conversion rates.

The G-INFO UK Register website contains an estimate of the minimum insurance requirements for individual aircraft in Pounds Sterling.

No. However, If evidence of insurance is supplied as part of the registration process, or in response to a request for evidence, the Aircraft Registration Section will confirm in writing that the aircraft met the requirements of the legislation on the day that the details were verified. The G-INFO website gives details of those aircraft that have had their insurance details verified. CSP Aviation works closely with the CAA to ensure aircraft are noted as being insured.

No, but it must be insured to the minimum levels before any flight is undertaken.

Hull ground risks insurance would cover the aircraft whilst it is parked with the engine shut down, against fire, theft and vandalism and in the case of Microlights would also cover them whilst they are being trailered behind your car.

In some cases insurers will also include some periodic engine running if the aircraft is unlikely to be flown for some time.

Hull flight risks offers all of the ground risks coverage above but also includes engine running, taxying and flight risks.

The number of passenger seats, not including the pilot.

A passenger is defined in the regulation as follows. ‘Passenger' means any person who is on a flight with the consent of the air carrier or the aircraft operator, excluding on-duty members of both the flight crew and the cabin crew.

Not necessarily. The regulation requires that insurance cover, in compliance with the regulations, exists for each and every flight. As long as the cover is sufficient in all respects for the flight being undertaken the registered owner does not have to be the insured party.

Quite simply, if you insure an aircraft and it gets damaged, the 'Excess' is the amount of money that you have to pay in the event of an insurance claim. Other terms for 'excess' include: Deductible and Non Waiver.
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